Government Schemes
Buy Your Home with Less Deposit
Access government-backed schemes and save thousands on your home purchase
From 2% deposit
Help to Buy Scheme
Government co-purchases up to 40% of your home — buy with just 2% deposit, no LMI.
Save $10,000+
First Home Guarantee
Buy your first home with as little as 5% deposit and avoid LMI.
From 2% deposit
Family Home Guarantee
Single parents can buy a home with just 2% deposit.
New builds only
New Home Guarantee
Build or buy a new home with just 5% deposit.
Regional areas
Regional First Home Buyer
Enhanced benefits for first home buyers in regional areas.
How Government Schemes Help You
Lower Deposit
Buy with as little as 2-5% deposit instead of the usual 20%
Avoid LMI
Save $10,000+ by avoiding Lenders Mortgage Insurance
Faster Path
Get into your home years earlier than traditional saving
Quick Check
Are You Eligible for Government Schemes?
Take our 30-second quiz to find out if you qualify.
Quick Eligibility Check
Question 1 of 4