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  <url><loc>https://weravailable.org/</loc><lastmod>2026-08-21</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>

  <!-- National hub -->
  <url><loc>https://weravailable.org/mortgage-broker-australia</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Specialist lending (kebab canonical) -->
  <url><loc>https://weravailable.org/complex-home-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://weravailable.org/self-employed-home-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://weravailable.org/business-owner-home-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/low-doc-home-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/company-trust-home-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/temporary-visa-home-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/credit-impaired-home-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/smsf-property-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/construction-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/investment-property-loans</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/refinancing</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/first-home-buyers</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Location hubs -->
  <url><loc>https://weravailable.org/mortgage-broker-victoria</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-melbourne</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-sydney</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-brisbane</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-perth</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-adelaide</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-canberra</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-hobart</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/mortgage-broker-darwin</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Brokers, case studies, knowledge, schemes -->
  <url><loc>https://weravailable.org/brokers</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://weravailable.org/case-studies/self-employed-builder</loc><lastmod>2026-08-21</lastmod><changefreq>yearly</changefreq><priority>0.6</priority></url>
  <url><loc>https://weravailable.org/knowledge-centre</loc><lastmod>2026-08-21</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/helptobuy</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Core public pages -->
  <url><loc>https://weravailable.org/Reviews</loc><lastmod>2026-08-21</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/Blog</loc><lastmod>2026-08-21</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/CaseStudies</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/LoanCalculators</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/GovernmentSchemes</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/AboutUs</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://weravailable.org/FAQ</loc><lastmod>2026-08-21</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Legal / regulatory -->
  <url><loc>https://weravailable.org/CreditGuide</loc><lastmod>2026-08-21</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://weravailable.org/PrivacyPolicy</loc><lastmod>2026-08-21</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://weravailable.org/TermsConditions</loc><lastmod>2026-08-21</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://weravailable.org/RefundPolicy</loc><lastmod>2026-08-21</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
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